You've Worked Hard for Your Money. 
Now Let Our Money Work for You.
Let's Start the Conversation! 
GroWise Capital, founded by South African Entrepreneurs who are passionate about South African Entrepreneurs.
Motivated by financial inclusion and stimulating South African SME growth.

Does my business qualify?


I have an average monthly turnover of R30,000+

My business is

registered with CIPC

My business is older


6 months

At GroWise Capital we fuse our progressive underwriting models with our understanding of human nature to create the best possible funding solutions for our clients.
We focus on tailoring our offerings to suit the specific needs of our clients in order to accelerate their growth and build long lasting relationships.

Merchant Cash Advance

Cash Advance

Our Products

Merchant Stock Advance

Our clients really, really like us!
"An excellent company. You have to try them. a FLEXIBLE group...
Always a GroWise Capital customer"
"Definitely worth the investment. I use GroWise often. Thanks to GroWise , we've just bought our 2nd franchise!"
"It's the perfect solution for our business. Thank you for making it painless, pleasant and most of all hassle free!"

Our Process





Submit Application 

Fill in the online application

Application Consideration

Once we receive your application it will go into consideration

Receive an offer

We'll make you an offer

Once you accept your offer and sign your contracts you get PAID!

Sign Contract and get paid out

Why Us?

Easy Online Application

No Upfront Fees / Settlement Fees

Quick Approval within 12 hrs

Affordable Solutions

WhatsApp Us